Terms of Service - Gold Investment in Pakistan

1. Introduction

Welcome to Gold Investment Advisory ("we," "our," or "us"). By accessing or using our website, mobile applications, services, or products (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). These Terms constitute a legally binding agreement between you and Gold Investment Advisory regarding your use of the Services.

If you do not agree with any part of these Terms, you must not use our Services. By using our Services, you represent that you are at least 18 years old and capable of forming a binding contract with Gold Investment Advisory.

2. Services Description

Gold Investment Advisory provides information, tools, and resources related to gold investments, particularly focused on the Pakistani market. Our Services may include, but are not limited to:

Educational content about gold investment strategies
Market analysis and investment perspectives
Investment guidance and advisory services
Access to investment resources and tools
Newsletter subscriptions and informational communications

The information provided through our Services is for educational and informational purposes only and should not be construed as financial, legal, or tax advice. Before making any investment decisions, we strongly recommend consulting with qualified financial, legal, and tax professionals.

3. User Accounts

Some features of our Services may require you to create an account. When registering for an account, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

You agree to immediately notify us of any unauthorized use of your account or any other breach of security. We cannot and will not be liable for any loss or damage arising from your failure to comply with these requirements.

We reserve the right to suspend or terminate your account at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users of our Services, us, or third parties, or for any other reason.

4. User Conduct

When using our Services, you agree not to:

Violate any applicable laws, regulations, or third-party rights
Use our Services for any illegal or unauthorized purpose
Attempt to access any other user's account or personal information
Interfere with or disrupt the integrity or performance of our Services
Attempt to probe, scan, or test the vulnerability of our systems or networks
Submit false or misleading information
Impersonate any person or entity
Post or transmit any content that is unlawful, fraudulent, threatening, abusive, libelous, defamatory, obscene, or otherwise objectionable
Upload or transmit viruses, malware, or other malicious code
Engage in any activity that could disable, overburden, damage, or impair our Services

5. Intellectual Property Rights

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, software, and the compilation thereof, are owned by Gold Investment Advisory, our licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Services, except as follows:

Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials
You may store files that are automatically cached by your Web browser for display enhancement purposes
You may print or download one copy of a reasonable number of pages of the website for your own personal, non-commercial use and not for further reproduction, publication, or distribution

No right, title, or interest in or to our Services or any content on our Services is transferred to you, and all rights not expressly granted are reserved by Gold Investment Advisory.

6. Disclaimer of Warranties

OUR SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. GOLD INVESTMENT ADVISORY DISCLAIMS ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that our Services will be uninterrupted or error-free, that defects will be corrected, or that our Services or the server that makes them available are free of viruses or other harmful components. We make no warranties or representations about the accuracy or completeness of the content on our Services.

We do not guarantee that any investment strategy, recommendation, or information provided through our Services will result in profits or prevent losses. Past performance is not indicative of future results. The value of investments can go down as well as up, and you may not get back the amount invested.

7. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, GOLD INVESTMENT ADVISORY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE OUR SERVICES
ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON OUR SERVICES
ANY CONTENT OBTAINED FROM OUR SERVICES
UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT
INVESTMENT DECISIONS MADE BASED ON INFORMATION PROVIDED THROUGH OUR SERVICES

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING OUR SERVICES.

8. Indemnification

You agree to defend, indemnify, and hold harmless Gold Investment Advisory, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of our Services.

9. Changes to Terms of Service

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Services after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use our Services.

10. Governing Law and Jurisdiction

These Terms and your use of our Services shall be governed by and construed in accordance with the laws of Pakistan, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the courts located within Islamabad, Pakistan for the resolution of any disputes arising out of or relating to these Terms or our Services.

11. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.

12. Contact Information

If you have any questions about these Terms, please contact us at:

Gold Investment Advisory
Blue Area, Islamabad, Pakistan
Email: [email protected]
Phone: +92 51 2345678